Stocks & ETFs both trade on exchange, but they are two different investment vehicles. When you purchase a stock, you are buying equity of the company, which means you become a shareholder. When you are investing in ETFs you are investing in a fund which is mirroring an index. First let’s understand how each of … Read more
What is a Demat Account? Demat is essentially a record that permits you to hold your offers in an electronic configuration. A demat account changes over the actual offers into an electronic structure, accordingly dematerializing it. On opening a demat account, you will be given a demat account number to have the option to electronically … Read more
Debt Funds or Debt Mutual Funds primarily invest the money in fixed-income securities like government securities, debentures, corporate bonds and other money-market instruments. These funds lower their risk by investing in such avenues. They have relatively low volatility and generate risk adjusted returns over time. How do Debt Funds Work? These funds invest in instruments … Read more
It is not uncommon for an investor to ask this question- can I achieve my goal by investing in SIP. SIP helps you to invest regularly in mutual fund schemes starting with a minimum of Rs. 500. Keep your investments staggered in SIP mutual funds to achieve your goals over a period. A Systematic Investment … Read more
Amid today’s fast and volatile markets, it is crucial for E-commerce companies to have great customer experience wherein consumers, especially in emerging markets, have multiple platforms to choose from. However, there are some misunderstandings between e-commerce platforms and consumers that must be overcome in order to achieve seamless CX. 1.Tech vs. shopping experience To provide … Read more
Why should you not only depend on ‘Mutual Fund Ratings’? It is essential to look beyond rating for various types of mutual fund schemes. Investors need to consider the following factors: Evaluate the financial health: An investor must thoroughly perform due diligence on his investment’s financial health 2) Portfolio composition: Investors also need to check the … Read more
How do Index funds work? According to the portfolio aligned with the Index, the fund manager buys or sells units according to the portfolio during any changes in the stock’s weight within the Index. Although it is easier to follow passively managed funds, there is a limitation to this it may not always offer the … Read more
When it comes to investing in Mutual Funds you generally have two options; Regular plan & Direct plan. If you invest via distributor you get a regular plan & if you invest via RIA’s or Directly in Mutual Fund Schemes you get a direct plan. A regular plan differs from direct plan in terms of … Read more
There are various categories of mutual funds -equity-oriented, debt-oriented, hybrid, thematic etc. and each of these have a sub-category that address to a set of investment objectives or needs. At the time of investing, if you are looking for investment up to Rs 1.5 lakh to save Tax under Section 80C of the Income Tax … Read more
SIP stands for Systematic Investment Plan, a mode of investing in mutual funds that allows one to invest fixed amount in a specific mutual fund scheme at rgular intervals (weekly, monthly, quarterly). It makes regular investment convenient: Easy auto debit facility, Affordable with a low minimum investment requirement: SIP doesn’t incur any additional charges. While investing is … Read more