No one expected last year to be so volatile for the markets and unpleasant for the economy. Coronavirus has disrupted the lives of everyone from rich to poor, from emerging economies to developed economies, from currency to commodities; no one is spared. Many have started comparing this economic situation to that of the 2008 Lehman … Read more
In simple layman terms, asset allocation is investing in different asset classes to make sure that you get proper returns in the future. But, before you make any major decision, there are numerous things that you need to check out. As an investor, you need to make sure that you properly allocate your hard earned … Read more
Debt Funds or Debt Mutual Funds primarily invest the money in fixed-income securities like government securities, debentures, corporate bonds and other money-market instruments. These funds lower their risk by investing in such avenues. They have relatively low volatility and generate risk adjusted returns over time. How do Debt Funds Work? These funds invest in instruments … Read more
What is a Voluntary Provident Fund? VPF is an employee savings scheme that comes under the traditional provident fund savings scheme. However, under the VPF scheme, the contributor can decide the fixed amount for a monthly contribution. This contribution is not part of the 12% contribution by an employee towards his EPF. Advantages Safe option … Read more
It may not be very complicated to determine your financial goal/s – a comfortable retirement, children’s higher education, a new house or a new car, but developing an appropriate asset allocation plan intended to achieve those goals can be. Using online tools like asset allocator can prove to be valuable to reduce volatility and enhance … Read more
Mutual Funds are of many kinds and it’s easy to get lost even for an experienced investor amongst the wide array of funds available to you in the market. To enable our investors to pick the best mutual fund to achieve their financial freedom, let’s understand in details, the ways in which mutual funds are … Read more
Investment in mutual fund is one of the most preferable options for various reasons. The foremost reason is professionalism. You may receive lot of noise when you are buying other assets mentioned at the start of this article however they may not bring professional advice. In case of investment in mutual fund, investors are provided … Read more
Mutual Funds are of many kinds and it’s easy to get lost even for an experienced investor amongst the wide array of funds available to you in the market. To enable our investors to pick the best mutual fund to achieve their financial freedom, let’s understand in details, the ways in which mutual funds are … Read more