Debt Funds or Debt Mutual Funds primarily invest the money in fixed-income securities like government securities, debentures, corporate bonds and other money-market instruments. These funds lower their risk by investing in such avenues. They have relatively low volatility and generate risk adjusted returns over time. How do Debt Funds Work? These funds invest in instruments … Read more
What is the meaning of liquid funds? A Liquid Mutual Fund is a debt fund which predominantly invests in liquid money market and debt securities which are of shorter duration maturity of upto 91 days. Asset allocation in Liquid fund consists of: Treasury Bills (T-bills), Government Securities (G-secs), Commercial Paper (CP), Certificates of Deposit (CD) Collateralized Lending … Read more
This financial emergency could be in the form of Medical expenses A job loss Repair work to your home or car Unexpected travel expenses or any other tough time. 2020 taught us the importance of saving for uncertainties, when unemployment rose and people started redeeming from their investments and increasing their debts. Having an emergency … Read more