Debt Funds or Debt Mutual Funds primarily invest the money in fixed-income securities like government securities, debentures, corporate bonds and other money-market instruments. These funds lower their risk by investing in such avenues. They have relatively low volatility and generate risk adjusted returns over time. How do Debt Funds Work? These funds invest in instruments … Read more
It is not uncommon for an investor to ask this question- can I achieve my goal by investing in SIP. SIP helps you to invest regularly in mutual fund schemes starting with a minimum of Rs. 500. Keep your investments staggered in SIP mutual funds to achieve your goals over a period. A Systematic Investment … Read more
Why should you not only depend on ‘Mutual Fund Ratings’? It is essential to look beyond rating for various types of mutual fund schemes. Investors need to consider the following factors: Evaluate the financial health: An investor must thoroughly perform due diligence on his investment’s financial health 2) Portfolio composition: Investors also need to check the … Read more
How do Index funds work? According to the portfolio aligned with the Index, the fund manager buys or sells units according to the portfolio during any changes in the stock’s weight within the Index. Although it is easier to follow passively managed funds, there is a limitation to this it may not always offer the … Read more
When it comes to investing in Mutual Funds you generally have two options; Regular plan & Direct plan. If you invest via distributor you get a regular plan & if you invest via RIA’s or Directly in Mutual Fund Schemes you get a direct plan. A regular plan differs from direct plan in terms of … Read more
There are various categories of mutual funds -equity-oriented, debt-oriented, hybrid, thematic etc. and each of these have a sub-category that address to a set of investment objectives or needs. At the time of investing, if you are looking for investment up to Rs 1.5 lakh to save Tax under Section 80C of the Income Tax … Read more
SIP stands for Systematic Investment Plan, a mode of investing in mutual funds that allows one to invest fixed amount in a specific mutual fund scheme at rgular intervals (weekly, monthly, quarterly). It makes regular investment convenient: Easy auto debit facility, Affordable with a low minimum investment requirement: SIP doesn’t incur any additional charges. While investing is … Read more
First, let’s start by understanding meaning of SIP Mutual Fund? This is a systematic investment plan (SIP) where investors make regular, equal payments into a mutual fund and it also allows investors to save regularly with a smaller amount of money while benefiting from the long-term advantages of rupee cost averaging. Systematic Investment Plans (SIPs) is … Read more
If you’ve started to become environmental friendly and value certain ethics and principles, then you’d want your investments to follow the same values as well. That’s where ESG investing comes in. What is ESG Investing? ESG investing means investing in companies that contribute to better people, planet & profits, without sacrificing investment returns. ESG factors … Read more
What is the meaning of liquid funds? A Liquid Mutual Fund is a debt fund which predominantly invests in liquid money market and debt securities which are of shorter duration maturity of upto 91 days. Asset allocation in Liquid fund consists of: Treasury Bills (T-bills), Government Securities (G-secs), Commercial Paper (CP), Certificates of Deposit (CD) Collateralized Lending … Read more