What is the index fund in India and how do you assess the index fund tracking error?

Index fund in India is a passive mutual fund that aims to achieve capital appreciation by imitating or replicating an underlying index. The objective of an index fund or an index ETF is to passively replicate the index in terms of its portfolio composition. A fund manager of an index fund has to keep track … Read more

How to invest in mutual funds online – A Step by Step approach

There are several online mutual fund investment platforms available. One can now invest in mutual funds online seamlessly through the different types of online mutual fund platforms available anytime, through a computer or a mobile phone. Individuals can look to invest in mutual funds online directly through the company website or their mobile app. Individuals … Read more

All about Mutual Funds – How does Mutual Fund work

Investors are looking for avenues that help them grow their money and achieve their financial goals. Investing in stock markets is one such avenue that can help investors grow their money over the long term. But investing in the stock market may not be easy for the first-time investor. Mutual Fund investments on the other … Read more

How do I choose best mutual funds to invest for SIP?

Traditionally, Indians have preferred investments that offer a fixed return and safety of their capital. However, mutual funds have emerged as one of the popular investment avenues due to the potential capital appreciation over the long term that has the potential to exceed the returns from fixed income instruments. The Indian Mutual Fund industry has … Read more

Equity fund v/s Debt Fund: How to choose to achieve financial freedom?

Equity funds are funds that predominantly invest in equities or equity-related instruments. These funds are considered riskier as compared to debt funds. Within equity funds, there are several categories and if you take a closer look at their portfolio you will see the difference between them. Debt Funds or Debt Mutual Funds significantly invest the … Read more

Voluntary provident fund (VPF) vs Debt Mutual fund

What is a Voluntary Provident Fund? VPF is an employee savings scheme that comes under the traditional provident fund savings scheme. However, under the VPF scheme, the contributor can decide the fixed amount for a monthly contribution. This contribution is not part of the 12% contribution by an employee towards his EPF. Advantages Safe option … Read more

Taxation in Debt Mutual Funds

Debt Mutual Funds significantly invest the money in fixed-income securities like government securities, debentures, corporate bonds and other money-market instruments. These products carry the low risk compared to Equity. They have low volatility and have potential to generate modest returns over time.   Tax on Debt Funds Like other Funds, Debt Funds are also subject … Read more

How an SIP can help build your child’s higher education corpus?

Planning for your child’s higher education corpus may look quite daunting at the beginning to gather such a large amount of funds considering the increasing inflation rate. Still, it is achievable, provided you are planning early and start your investments with SIP i.e. systematic investment plan in a mutual fund. Plan your financial journey according … Read more

Active vs Passive funds: where do I invest?

In mutual funds there are two subcategories, which are active funds and passive funds. Active Funds As the name suggests, these funds are actively managed. The fund manager picks stocks as per his choice, i.e. fund manager has more involvement in the decision making. Actively managed funds generally are considered to be more aggressive and … Read more