QuantumMF Debt funds are mutual funds where the underlying assets are fixed-income securities that could range from bonds, treasury bills, Government Securities and money market instruments. There are different types of Debt Funds in mutual funds: overnight funds, liquid funds, ultra-short duration funds, short-duration funds, corporate bond funds, credit risk funds, gilt funds, fixed maturity plans, … Read more
The meaning of SIP in a mutual fund is Systematic Investment Plan. An SIP in a mutual fund is a mode of investing that helps you to invest regularly in order to meet your financial goals effectively. It allows you to invest the same amount, in a particular mutual fund scheme, at a specified frequency. For … Read more
When it comes to investing for your future, there are a lot of investment vehicles to choose from. Although there is no specified formula or handbook that investors are expected to follow, there is one general rule that impacts your mutual fund performance: Invest for the long term. When you invest for the long term … Read more
When it comes to Equity Mutual Funds, they primarily follow two types of investment approaches, namely, Growth and Value Funds in India. The Growth Funds tend to be a little more aggressive and risky compared to Value Funds. However, both have the potential to offer better returns in long run. Both styles of investing do … Read more
Every investor, at some point in time, makes a mistake while evaluating investment decisions. There are five valuable lessons learned in the investing arena from these mistakes. Let’s understand them in detail. Mutual Fund returns over the past year: This is the most popular form of comparing two mutual funds. Comparing mutual fund returns … Read more
You should not solely rely on performance rating by third party websites and mutual fund returns for the last year to assess the best possible mutual fund for you. This is because performance keep changing every year. The top performers of today may not be on the list next year. When making a mutual fund … Read more
It might be difficult watch your hard earned savings simply getting deducted in taxes. The simplest thing to do would be to invest in a tax saving mutual fund, which helps you build wealth and reduce your tax liability. Remember though tax planning is challenging, it can also be rewarding if done correctly. So, we … Read more
The liquid fund investments are subject to minimum 7 day’s exit load on a graded basis, and as the name suggests, some liquid funds with insta redemption facility allow redemption up to 50, 000/- credited instantly to your bank account. This liquidity feature makes liquid funds as one of the options to consider along with … Read more
Debt mutual funds can be classified as per their holding period such as short-term debt funds and long-term debt funds. The meaning of short-term debt funds is that they invest in debt and money market instruments with a Macaulay duration of the portfolio between 1 year – 3 years. Short -term debt fund returns have … Read more
Let’s take a look at few interesting facts on SIP plans in India. Market timing becomes irrelevant One of the biggest difficulties in equity investing is; when to invest or where to invest? While investing in a mutual fund solves the issue of where to invest, SIP plans help us to overcome the problem of … Read more