If you own a Smartphone, the entire world is at your fingertips. Its impact on our lives is huge and multi-faceted. The ongoing trend of smartphones is nearing ubiquitous as it continues to change the way we interact and do business. The banking industry too has evolved over the years and have come up with user-friendly ways of personal banking.
Banks have initiated various user-friendly ways of mobile banking like, SMS notification, push notification, internet banking, email, and a lot more. In this article, we will have a look at how to check our bank account balance, without paying a visit to the bank.
- HDFC Bank– If you hold an account with an HDFC bank, you can check your account balance with their toll-free numbers.
- 1800-270-3333 for the account balance.
- 1800-270-3355 to view the mini statement.
- 1800-270-3366 for Cheque Book
- 1800-270-3377 to get the account statement.
- 1800-270-3344 for mobile banking.
You can also get to view your bank statement, through the SMS service, typing the specific word for a particular transaction. You can send the SMS to 567612
- “bal” to get the Balance Enquiry
- “txn” to get the Mini Statement
- “cst <6 digit cheque no>” to get the Cheque Status Enquiry.
ICICI Bank– ICICI bank holders can check their account statements, through the bank balance account checker. You are notified of every transaction and limit in your account. You can log in to internet banking or call their customer care number too.
SBI Bank– SBI is the leading bank of the country with a major chunk of the population, as its account holders. For the benefit of its consumers, the bank has launched the facility of missed call banking service. It is a free service, which helps customers to quickly access their mini bank statement. To avail of this facility, customers are required to register their mobile number with their respective accounts.
For registration of mobile number, send SMS, ‘REG<space>Account Number” to 09223488888. For e.g, you can send an SMS to REG 12345678901 from the registered mobile number. Once you receive the confirmation message, you can begin to access the service.
Punjab National Bank– For savings bank accounts and current account holders, PNB has launched the service of providing bank account statement on their registered mobile numbers by giving a missed call to the toll-free number
1800 180 2223. It is even available on the tolled number 0120-2303090 to check the account balance through SMS.
AXIS Bank– If you have an account with the AXIS Bank, you will have to register your mobile number with the bank and link it with your respective bank account. Once registered you can avail the miss call service to instantly access your mini statement.
For Balance Enquiry- 18004195959
For Mini Statement- 18004196969
Bank of India– Like other banks, Bank of India provides mobile banking facility to its consumers. On registering the mobile number with the bank account, consumers can avail of the mobile banking facility. The missed call balance inquiry number is 09015135135. You will get details of your bank account on your mobile.
IDBI Bank– The bank has a toll-free number 18008431122, which assists its users to check the balance inquiry on their mobile. You can give a miss call also to access the account details. You can view the last 5 transactions using the toll-free number 18008431133.
From just about anywhere, you get access to perform transactions, on the go. Bill payments, check deposits, money transfer, quick balance inquiry, and much more. Under one umbrella, you get the accessibility to perform multi-level tasks, thereby saving a lot of time and effort. The ongoing trend of apps, allows the user to typically do more than, even from a desktop. You are not even required to log in each time, visiting the website and allows you to quit making trips to the bank branch. It even provides one to keep up with the traditional methodology of speaking with the bank person. You are allowed to call the bank branch executive at a specific allotted time. However, there are several banks that provide automated account information 24/7.
Checking your account regularly also helps spot problems(like fraud or errors) before it out of your hand and takes a different shape. More than the bank, you are aware of your transactions. In this era of the web world, it is of fundamental importance to remain safe and alert. You should always maintain your records and never share any password details to anyone on the phone. Be aware of fraudulent calls or messaging asking for your bank account details or passwords. Banks do not call customers to get any sort of details over the phone.
To get all things up and running with your bank account, and to keep your bank visits to a minimum, mobile banking has changed the way of banking, the way it used to be a decade ago. You are now a more relaxed and satisfied customer and even alert too. So, enjoy quick and hassle-free mobile banking at your fingertips, anytime, anywhere.
Happy Banking!!