How to Get an Instant Personal Loan with the Best App in India?

personal loan is a godsend for borrowers because they can use it in an emergency or when they are low on cash. Since there are no end-use limits on the loan, it can be used to pay for a wedding, travel arrangements, medical bills, or almost anything else. You can also borrow money to use as an emergency fund by taking out a personal loan. With such advantages, a personal loan becomes the most convenient choice. 

The application and disbursement of personal loans have become much simpler thanks to technical advances. Several lenders have this convenience through their mobile apps. These apps provide consumers with instant personal loans. To get a personal loan quickly, all you need is a cell phone and an internet connection. 

The top 5 best personal loan apps in India in 2021 are listed below. 

  1. Fullerton India’sLoanApp: For salaried and self-employed professionals, it is a simple and easy personal loan application. Within 30 minutes* of loan approval, the Fullerton India loan app will disburse the approved loan sum to your registered bank account. 

The following are some of its characteristics: 

  • Customers may apply for a Fullerton India Personal loan at any time and from any location in the country. 
  • Customers can use the app to complete their paperwork quickly and conveniently by simply uploading their basic details and documents. 
  • It’s a fully automated process with real-time tracking information. 

Reasons to Get a Personal Loan from Fullerton India 

Fullerton India provides an appealing personal loan with an online EMI calculator, online disbursement, flexible tenures, competitive interest rates, and comprehensive services. The following are some of the advantages of Fullerton India’s loans: 

  • Personal Loans up to Rs. 25 Lakh* – Customers can borrow up to Rs. 25 lakhs* from Fullerton India. 
  • Flexible and Attractive Interest Rates – For salaried and self-employed individuals, the starting rate is 11.99 percent *, with a maximum rate of 36 percent *. 
  • Paperless Documentation Process – If customers apply electronically, the loan process is paperless. 
  • Fast Disbursal – Following the completion of all checks, the accepted amount will be credited to the customer’s bank account within 30 minutes* of approval. 
  • Current Customers Can Expect Additional Benefits – Fullerton India’s existing customers can expect additional benefits. 
  1. MoneyTap: MoneyTap is a money lending company with flexible interest rates that currently serves clients in Delhi NCR, Mumbai, Bangalore, Hyderabad, and Chennai, as well as more than 30 other Indian cities. 
  1. EarlySalary:An individual with a salary of Rs 18,000 or more can get a personal loan of up to Rs 2 lakhs instantly via EarlySalary. EarlySalary is designed for those who don’t have a credit background. You can get a loan from EarlySalary within 10 minutes of applying with proper documentation. 
  1. KreditBee:The maximum loan amount available via the KreditBee app is Rs. 2 lakhs. KreditBee offers three different types of loans: flex personal loans, online buy loans, and salaried personal loans. A loan can be taken for a period of 62 days to 15 months. 

This app is also protected by 128-bit SSL encryption to protect customers’ sensitive personal information. You can use the app to shop on partner sites such as Flipkart, Amazon, and others. 

  1. LazyPay:You can get credit from Rs. 10,000 to Rs. 1,000,000 with LazyPay. You might also use this app to shop on Zomato, Swiggy, Amazon, or Flipkart, for example, and then pay with customizable EMI options later. 

Read More: Fullerton India Personal Loan Interest Rate

The Benefits of an Instant Personal Loan App are as follows: 

  1. Save time:If you’re in a pinch, you don’t want to waste time going from one lender to the next. The instant personal loans app allows you to apply for a personal loan with a single click of a button. 
  1. Access from Anywhere:You won’t have to wait for long periods. If you want to apply for a personal loan, you can do so from the comfort of your own home by filling out an online application. 
  1. Documents in digital format: The days of self-attested xerox copies are over. When applying for a personal loan, you can easily check your documents with your phone and have all of your paperwork on your computer as a backup.
  1. Easy Eligibility: You don’t have to jump through hoops to get a personal loan. Because of the competitive nature of the market, lenders have relaxed their loan eligibility requirements. This may be very beneficial to you.


A personal loan is a great choice for those who want to avoid the hassles of traditional financing. Specific eligibility criteria must be met to obtain a personal loan. A secure income, a stable place of residence, a decent credit score, age, and sufficient repayment ability are all part of it. You can easily get a personal loan to finance your smaller needs, whether you need Rs. 50,000 or Rs. 1,00,000.