Best 5 Ways To Obtain Fullerton India Personal Loan at Low Interest Rate?

Fullerton India Personal Loan are practical solutions for your immediate financial needs, with interest rates starting at just 11.99%. The loan can be taken out for a period of one to five years, and the highest amount you can borrow is Rs.25 lakh.  

Fullerton India Personal Loan Interest Rates  

Mostly the Fullerton India Personal Loan Interest Rate is offered to the individuals at 11.99% p.a. The NBFC is also one that offers personal loans to salaried self-employed as well. The lender decides the interest rates that depend on various factors such as net income, employment or business stability, age, credit score, etc.  

Fullerton India Personal Loan Eligibility Criteria  

Personal loans are available from Fullerton India for both salaried and self-employed individuals. A Fullerton India Personal Loan eligibility criteria is available to salaried individuals having a fixed monthly salary of at least Rs.15,000 per month. The minimal monthly income requirement for a Fullerton India personal loan is Rs.20,000 for self-employed persons (including professionals and non-professionals). 

The firm also mentions a criterion based on the candidates’ ages. The minimum age to apply for a Fullerton Personal Loan is 21 years, with a maximum age of 60 years. This means that if you are 58 years and apply for a Fullerton India Personal Loan, the loan will be approved for a maximum of 2 years (i.e., till you reach 60 years of age).  

Particulars  Salaried  Self-Employed/ Working Professionals 
Age  21- 65 years  21-60 years 
Minimum Income  Rs.12,500 and above  Rs.15,000 and above 
Total Experience in Job/Profession  3 years  2 years 
Current Experience  6 months and above   
Years of Stay in Current Residence  1 year  1 year 

Loan Amount  

Fullerton India provides large loan amounts to both men and women borrowers in order to assist them in meeting their financial obligations. The loan amount ranges from as little as Rs.65 to as much as Rs.20 lakh.  

  Men  Women 
Minimum Amount  Rs.65,000 for persons living in Metro cities. 

Rs.50,000 for persons living in other cities. 

   
Maximum Amount  Rs.20 lakh  Rs.10 lakh 

 

 

Documents required for Fullerton India Personal Loan Application 

In the listed points, you can check the essential documents required for availing Fullerton India Personal Loan are as under:  

  • Personal loan application form filled out and accompanied by a recent image 
  • Identification proof: Aadhaar Card, Voter ID Card, Driver’s License, PAN, or Passport are all examples of identification cards. 
  • Ration card, phone bill, bank passbook or statement, rental agreement, electricity bill, passport copy, or driving license are all acceptable forms of proof of address. 
  • PAN card, passport, or statutory authority certificate as proof of age 
  • Bank statements or a bank passbook containing six months’ worth of information, or 3 months’ worth of payslips 
  • Check for processing fee (Form 16) 
  • Returns on income  

Process to apply for Fullerton India Personal Loan via Afinoz 

The Afinoz application process for Fullerton India is simple and consists of only a few steps: 

  • To check offers, fill out an online application form with your basic information. 
  • You receive proposals from numerous banks based on your prospects of approval. 
  • Choose your preferred lender from the list or contact Afinoz for help. 
  • To finish your application, fill out another form. 

Conclusion  

In this conclusion, you can check the entire details of Fullerton India Personal Loan. Some of these include eligibility checks, interest rates offered, and repayment tenure. The personal loan process is very simple while choosing the best personal loan in IndiaFor further information, contact Afinoz.com and avail of a personal loan.  

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