Easily Manage Bajaj Finserv Personal Loan with Home Comfort

There is a wide variety of personal loan lenders available on the market. And this has given a range of choices for loan seekers to choose from. This has, however, also increased the complexity of finding the most suitable personal loan provider for them.

We will talk about one of the famous and prominent personal loan lenders on the market that will mostly meet all the needs of loan seekers, i.e., to support you a little in this article i.e. Bajaj Finserv.

It can be said that life is full of unpredictable things; we just love it and enjoy it sometimes, but there are moments when we might be concerned about certain things.

And if it relates to finance, it is possible to consider Bajaj Finserv’s loan is one of the best and well-suited choices to go with.

  • Collateral-free loan: The loan from Bajaj Finserv is hassle-free and is an unsecured loan, meaning that no collateral or guarantor is needed to match the amount of the loan. Both salaried and self-employed borrowers may obtain a personal loan from Bajaj Finserv.
  • Flexible Repayment Tenure: Bajaj Finserv’s loans come with a flexible 5-year repayment period. With low monthly payments, you will enjoy a personal loan with a flexible repayment period.
  • Online processing of loans: Bajaj Finserv provides online processing of loans. The rapid approval of the loan and the disbursement of the loan sum have been a reason why a personal loan from Bajaj Finserv is considered a great weapon against financial emergencies.
  • Great for emergencies: We schedule our monthly and annual budgets, but there are periods when unplanned financial needs simply occur. Here, to meet the emerging cash requirements, a personal loan from Bajaj Finserv can be your ideal partner. 
  • Minimal Documentation: Bajaj Finserv is known for its simple, hassle-free, and quick process of documentation. The turnaround time of the personal loan documents of Bajaj Finserv is considerably less than that of others.
  • It saves time: As you want quick cash and with perfection, Bajaj Finserv offers the same.
  • Flexibility: As the Bajaj Finserv gives the adjustable repayment tenure up to 60 months, you can select the most suitable and most convenient loan repayment tenure.
  • Manage the loan online: As described above, Bajaj Finserv’s loan can be used via online loan processing that has given the loan seeker great convenience with various features such as online loan management. For instance, if you have applied for a personal loan in Gurgaon and moved to some other place, you can easily manage and understand your loan status from anywhere.
  • Simple to access: For nearly a decade now, Bajaj Finserv has been providing financial services. It has spread its influence all over the place during this time.
  • Greater convenience: Well, the online loan services of Bajaj Finserv have provided you with lots of conveniences. All you need is to complete the online loan application form, connect all the necessary documents, ensure that you fit the eligibility requirements for the Bajaj Finserv credit score and that it is done.
  • Quick Loan Operation: You are not expected to wait to get personal loan approval for several days.
  • Multi-Purpose Loan: Bajaj Finserv personal loan is a multi-purpose loan as it can be used to pay off wedding expenses and other uses such as buying for 2 wheelers, 4-wheeler and others.

Bajaj Finserv Personal Loan EMI Calculator

It is a time-consuming process to measure the personal loan EMI manually. But in a few seconds, the use of an EMI calculator will give the exact result. This will help you obtain the specifics of the amount payable depending on the tenure and amount of the loan.

EMI can be calculated both manually as well as with an EMI calculator, but this pen and paper method of calculation does take a lot of time and efforts, but on other hand, EMI calculation with an EMI calculator makes your job stress free as when you are using EMI calculator you are actually playing with numbers such as loan amount, repayment tenure and interest rate and you will be surprised with the accurate results which you are able to achieve with so ease. 

Required documents for Bajaj Finserv Personal Loan

  • Full application form for a personal loan.
  • Passport Copy/Voter ID Card/Driving License/Aadhaar Card.
  • Residential Proof (copy of passport/voter ID card/driving license/Aadhaar).
  • The prior three months of bank statements (Passbook of the past 6 months).
  • Latest slip for pay.
  • Present Certificate of Dated Wage.
  • Form 16
  • Revenue tax returns


Numerous variables have a significant impact on Bajaj Finserv’s loan, so be thoroughly prepared before applying for it. Moreover, Bajaj Finserv’s online loan application has facilitated loan processing. Through this, you can easily manage and check your bajaj personal loan status online through home comfort. This not only saves your time and effort but also simplifies the loan process.

Read More: A personal loan at low charges with IIFL Bank