Top Best And Easy Way to Get Bajaj Finserv Personal Loan

Bajaj Finserv Personal Loan can be used to cover a wide range of expenses, including those incurred as a consequence of a financial emergency or a planned expenditure such as a trip or home remodeling. Bajaj Finserv personal loan can be disbursed up to Rs. 15 lakhs without the need for collateral, and they have a flexible end-user and a loan period of up to 5 years. 

Bajaj Finserv Personal Loan

Features of Bajaj Finserv Personal Loan  

Benefits of Bajaj Finserv Personal Loan   

  • Large loan amount: Bajaj Finserv personal loans can be disbursed up to Rs. 15 lakhs without requiring any collateral.
  • Only the most basic documentation is required. BajajFinservjust requires a few documents, which simplifies the application process.
  • A flexible repayment time: At Bajaj Finserv, you can repay your personal loan over a period of 12 to 60 months. Based on your repaying ability, you can choose the length of time you wish. 
  • Approved offers: If you’re an existing customer, you can check the status of your pre-approved personal loan offer by providing your basic contact information and OTP. 
  • EMI Network Card offer:
  • If you already have a Bajaj Finserv personal loan, you can take advantage of multiple EMI Network Card offers from Bajaj Finserv.

Baja Finserv Personal Loan Interest Rate  

Bajaj Finserv Personal Loan offers a variety of personal loans depending on the end-use and applicant profile in 2021. Personal loan interest rates for this NBFC’s most popular options are as follows: 

A variety of criteria, such as credit score, income, employer/employment type, and so on, might influence the interest rates offered to an applicant.  

Type of Personal Loan  Interest Rate (p.a.) 
Personal Loan  11.49% onwards 
Flexi Loan  11.49% onwards 
Personal Loan For Wedding  11.49% onwards 
Personal Loan for Travel  11.49% onwards 
Personal Loan for Medical Emergency  11.49% onwards 
Personal Loan for Doctors  14% to 16% 
Personal Loan for Chartered Accountant  14% to 15% 
Personal Loan For Self- Employed  Starts from 18% 

Bajaj Finserv Personal Loan Eligibility Criteria 

The qualifying for a personal loan differs widely depending on the loan type. However, some of the most common unsecured loan eligibility conditions are as follows:  

  • You must be an Indian citizen.
  • An applicant minimum age should be of25 years old. 
  • You should be 59 years old at the most.

For salaried applicants:  

  • The applicant must be a salaried employee of an MNC (Multinational Corporation), whether private or public, with at least 3 years of cumulative work experience and have been in their current position for more than 1 day.

For Self-employed 

  • Your company should have been in operation for at least three years if you are self-employed.
  • Your company should have filed ITR returns the prior year.

Chartered Accountants 

  • Have the latest cop (Certificate of Practice) for at least 4 years.  

Bajaj Finserv Personal Loan offers a variety of personal loans:

Bajaj Finserv Personal loans are available in the following forms:  

  1. Convenient Loans

Based on your credit score, Bajaj Finserv offers you a selection of pre-approved personal loan solutions. You only pay interest on the amount you use when you take out a Flexi loan, not on the total amount you borrow. Salary and self-employed people, as well as businessmen and professionals, can apply for this type of personal loan.  

  1. Personal Loan for Weddings

Are you putting together your dream wedding? You can get a personal loan up to Rs. 25 lakhs for your wedding to cover expenses like the venue, meals, guest lodgings, jewelry, invitation cards, and so on. You have the option of repaying the loan over a longer length of time, from 24 to 60 months.  

  1. Personal Loan for Traveling

If you desire to travel the world with your friends or family, you can apply for a Bajaj Finserv travel loan. For a travel loan, the maximum amount you can borrow is Rs. 25 lakhs. This loan can be used to cover a variety of expenses such as ticket purchases, hotel, and sightseeing fees, allowing you to enjoy a stress-free vacation.  

  1. Personal Loan for Medical Emergencies

To pay emergency medical expenses for yourself or your loved ones, you can apply for a Personal Loan for Medical Emergency. This Bajaj Finserv personal loan can be used to cover hospitalization and other medical costs with ease. The loan can then be repaid over a customized time period ranging from 24 to 60 months in affordable EMIs.  

  1. Personal Loan for Doctors

A doctor can apply for a personal loan from Bajaj Finserv, which offers quick approval and minimal paperwork. This loan, which can be disbursed within 24 hours and has a maximum value of Rs. 37 lakhs, can help you satisfy a variety of personal needs. This personal loan is available for 12 to 96 months.  

  1. Personal Loan for Chartered Accountants

A Chartered Accountant Personal Loan is simple to apply for and quick to acquire by simply submitting a few documents. From the convenience of your own home or workplace, you may apply for a Personal Loan for Chartered Accountant up to Rs. 35 lakhs. The money from the loan can be used for any of a CA’s personal needs. Furthermore, the loan amount can be easily repaid over a 12- to 60-month period.  

  1. Personal Loan for Self-Employed People

Self-employed people can borrow up to Rs. 30 lakhs for a number of commercial and personal purposes, including weddings, debt consolidation, working capital, and the purchase of new equipment or machinery, among others.  

Find out how your personal loan application is progressing.  

  • You can check the Bajaj Finserv personal loan status application online if you’ve applied for one. One of the details that must be provided in order to verify the status of your application is your mobile number (as on loan application). With the OTP supplied to you, you can track the progress of your loan application. 
  • You may also monitor the status of your personal loan application by entering into your online account or downloading the Bajaj Finserv Mobile App.

Bajaj Finserv Personal Loan Customer Service 

Bajaj Finserv Personal loan are available up to Rs. 25 lakh and are approved and disbursed quickly. This loan, which is open to all paid individuals, covers all personal expenses like weddings, vacations, and home renovations. You can also select the loan’s repayment period, which ranges from 12 to 60 months. The client number for Bajaj Finserv is:  


Remember to keep your 7-digit customer ID handy if you’re calling from an unregistered phone number. 


To summarize, Bajaj Finserv is one of the companies that provide personal loans at competitive rates. They also make it possible for you to monitor the Bajaj Finserv personal loan status online. However, you may check the same at Afinoz, and you can contact Bajaj Finserv customer care number if you have any questions or complaints.

Read More: Bajaj Finserv Business Loan Offered At Low-Rate Of Interest