Liberate Yourself from Financial Pressure, Apply for Fullerton Personal Loan Online

In life, we go through many phases. We float by good phases and crawl in bad phases. We are all about how we go through in these phases. For such notions of life, we need money. But what happens when you run out money and something unexpected comes by?

Fullerton Personal Loan is a customised personal loan for people who believe in liberation and don’t let unexpected turn of events take a toll on them. By disbursing big loan amount on competitive rate of interest, Fullerton India has been the saviour of many throughout its journey. 

What is Fullerton Personal Loan?

Fullerton Personal Loan is an unsecured loan for salaried or self-employed individuals. They take it at the time of urgent financial emergencies. Being a major NBFCs brand in India, Fullerton India has always been committed to providing an amazing experience to its customers. 

Overview

Loan Type Fullerton Personal Loan
Loan Amount For salaried – Up to 25 Lac
For self-employed – Up to 30 Lac
Loan Tenure Up to 60 months
Lowest Interest Rate 12.99%
Interest Rate Range 12.99-40%
Processing Fees Up to 6.5% of the loan amount
Loan Cancellation charges

(loan cancelled before first EMI)

Rs. 1000
Foreclosure Charges Before 6 months, not allowed
Between 7th month and 17th month, 7%
Between 18th month and 23rd month, 5%
Between 24th month and 35th month, 3%
After 36 months, 0

Advantages of Fullerton Personal Loan 

Online Process – Fullerton India lends personal loan through online process. To make it convenient for its customers, Fullerton India has developed a platform where taking a loan has become as easy as signing up for any social media website.

Personal Loan up to Rs. 25 Lacs – Fullerton India lends loan up to Rs. 25 Lacs to eligible borrowers. For self-employed professionals like Doctor, Architect, etc., the maximum personal limit goes up to Rs. 30 Lacs.

Convenient Interest Rate – The rate of interest that Fullerton India charges ranges are at par when compared to other NBFCs. 

Minimal Documentation – The documentation process of Fullerton Personal Loan is very brief. There is no need to carry physical documents or post anything at the time of applying for the loan. 

Ultra-fast loan disbursal – The loan amount is disbursed in record time. At the time of some serious emergencies, this feature comes very handy. The loan amount will be credited directly into borrower’s bank account. 

Rewarding for existing customers – Option to top-up the existing personal loan for existing customers of Fullerton India. 

Fullerton Personal Loan Eligibility Criteria

  1. Applicants must be Indian citizen.
  2. He/she should be a regular employee of a private/government/PSU sector or self-employed professional like Doctor, Architect, CA, etc. 
  3. He/she should meet the age criteria which is 21-60. 
  4. He/she should have a minimum income of Rs. 15,000. For people living in Delhi or Mumbai, the minimum income is Rs. 20,000.
  5. Applicants must not be a credit defaulter and should have a good credit score. 

Documents Required

  • Completely filled application form with passport-sized photos. 
  • ID proof
  • Address proof
  • Age proof
  • Resident proof
  • Salary slip of last 3 months 
  • Last 6 months bank statement

For self-employed professionals

  • Form 16
  • Income proof
  • Proof of continuity of business
  • Proof of office ownership

Apply for Personal Loan with Afinoz

Afinoz, being a marketplace for various type of loan, also provides an option to apply for Fullerton Personal Loan. On applying with Afinoz, you will get following benefits –

  1. Cashback up to Rs. 5,000
  2. Real-time Tracking of personal loan application form
  3. Fast loan approval 
  4. No tracking of end-use of loan amount
  5. Flexible repayment option
  6. Affordable interest rate
  7. Option to compare and choose

How to Get Fullerton Personal Loan Status?

Tired of calling customer support to know the status of your loan application? If yes, then we have good news for you. Understanding the basic problem applicants face, Fullerton India developed a feature on its website to track your loan application online. With a few simple clicks, you will be able to check Fullerton Personal Loan Status instantly. All you have to do is –

  • Visit Fullerton website.
  • Enter your Application ID and Date of Birth or Mobile Number. 
  • Check your Fullerton Personal Loan Status. 

With these simple steps, you can check your personal loan status online