Apply For Indiabulls Dhani Personal Loan- Interest Rate, Eligibility Check, And Benefits

It’s quite easy to get personal loan in today’s world. However, there are many options available for the applicants to get funds by using personal loan app. Personal loans are available through Indiabulls‘ Dhani App for a variety of personal financial needs such as home renovation, weddings, vacations, and emergency medical expenses, among others. Unsecured loans up to Rs.15 lakh are now available at low interest rates starting at 13.99 percent per annum for a term of up to 36 months. 

Indiabulls Dhani Personal Loan Interest Rate  

With the help of the following table, one can easily get the highlights of Indiabulls Dhani personal loan eligibility check, interest rate, and repayment tenure. The interest rate on a personal loan provided by Indiabulls starts at 13.99%. Real rates, however, can vary from person to person depending on the applicant’s credit score, age, loan number, employer, and other factors. 

Indiabulls Personal Loan Highlights 

Interest rate 

13.99% p.a. onwards 
Loan Amount  Maximum Rs. 15 Lakh 
Eligible Applicant Age Category  Min. 21 years 
Loan Tenure  Min. 3 months and Max. 36 months 
Processing Fees  Starting at 3% of the loan amount 
Foreclosure Charge 

5% (allowed after 6 months) 

Features and Benefits of Indiabulls Dhani Personal Loan  

Here are some key features of the Indiabulls Dhani Personal Loan app listed below:  

  • Loan amount: If you meet the eligibility requirements, you can get a personal loan from Indiabulls Dhani worth up to Rs. 15 lakh. 
  • Flexible repayment period: The repayment period offered by Indiabulls personal loan is flexible and ranges from 3 to 36 months. 
  • Interest rates are reasonable: Indiabulls‘ personal loan interest rates start at 13.99% p.a., which is lower than the rates offered by many NBFCs in India. 
  • Effortless application process: The application process for a personal loan with Indiabulls is easy, paperless, and can be completed entirely online. 
  • Documentation needed at a minimum: To get your Indiabulls personal loan application accepted, you just need a few basic documents.  
  • No prepayment penalties: This unsecured loan is currently available from Indiabulls with no prepayment penalty, making it more flexible for applicants. 

Eligibility Criteria of Indiabulls Dhani Personal Loan  

The following are certain eligibility criteria of Indiabulls Dhani Personal Loan:  

  • You must be an Indian resident. 
  • You must be at least 21 years old to participate. 
  • You can either be a salaried employee or a self-employed business owner. 

Note: Additional eligibility requirements may be added by the NBFC based on its internal criteria. 

How Indiabulls Dhani Personal Loan Mobile applications work?  

The following steps will help you to get the personal loan through the Indiabulls Dhani app:  

  • First, you need to download the Indiabulls Dhani app that can be downloaded for free from Google Play and the App Store. 
  • You must enter your phone number after the installation is complete. You will then be given an OTP, which you must enter in the appropriate section for verification. 
  • You’ll be asked to enter the loan sum once your phone number has been checked. 
  • The app will then ask you to fill in some basic information about yourself, such as whether you are salaried or self-employed, the field in which you work (private, public, or government), the method of salary withdrawal (cheque, direct bank transfer, cash), your address information, and your PAN Card number, among other things. 
  • Your identity will be checked after you enter all of the requested information, and you will obtain the loan sum directly in your personal bank account within minutes. 
  • You can also use the app to make e-payments on your loan, monitor and track your loan account, and repay any unpaid balances. 

Indiabulls Dhani Personal Loan Verification Process  

The personal loan verification process is as mentioned as under:  

  • You will get a verification call from a lender representative after the lender receives your online application from Afinoz. 
  • The lender arranges for document pickup from your home or office until verification is done. 
  • The loan is approved after successful documentation verification, and you will receive a call from the bank about the final loan proposal.  

Check out Indiabulls Dhani Personal Loan application status  

If you applied for an Indiabulls Dhani personal loan through the app, you can check the status or progress of your application using the loan appAlternativelyyou can verify the status of the personal loan application by sending an email to care with your loan application information and your registered email ID. 

Indiabulls Dhani Personal Loan EMI Calculator 

Afinoz Personal Loan EMI Calculator is a good option if you want to measure your Indiabulls Personal Loan with an EMI Calculator. The tool can be found in the Financial Tools menu on the official Afinoz website. You can also go straight to the method here: 

You only need to include the following information: loan number, interest rate, and loan tenure. 

Now, choose to calculate from the drop-down menu.  

The tool can immediately display loan information, including the EMI, total interest payment, and total payment. In the form of a pie chart, you’ll even get a visual representation. 

Change the number, tenure, or interest rate to better understand the dynamics, then recalculate with different data. This will allow you to quickly compare various loan offers and choose the best one. 

About Indiabulls Dhani  

Indiabulls, an Indian group company with headquarters in Gurugram, is well known for catering to the diverse needs of one and all, with a large presence in sectors ranging from Real Estate, Infrastructure, Finance, and Securities. When it comes to Indiabulls personal loans, this credit facility is useful for meeting a variety of needs.  


As a result, a personal loan is an excellent option for meeting certain pressing business needs. The personal loan can be used for any reason and has no limitations. Personal loan amounts are also available online, making the process easy and convenient for both new and current users. It is also one of the best options in the event of a financial emergency. Thus, Indiabulls Dhani personal loan is one of the best options while choosing the best personal loan application in the marketplace. Apart from this, you can check the interest rate, eligibility criteria, and maximum loan amount for Indiabulls Dhani