Get the best instant personal loan app in India 2021 in a financial Crisis

LazyPay is a PayU company that provides personal loans. It’s an app-based solution that’s assisting hundreds of people with their personal lending needs. It could be a medical emergency, a house makeover, a family getaway, or a long-overdue vacation. LazyPay’s personal loans start at Rs. 10,000 and can be repaid over a period of three to twenty-four months. 

LazyPay Personal Loan Features and Benefits 

To use the App-based personal loan service provider, you only need a basic understanding of the internet. The following are some of the advantages of a LazyPay Personal Loan 2021: 

  • It’s simple to get from the comfort of your own home. 
  • Loans are disbursed quickly. 
  • In a fraction of a second, you’ll know if you’re eligible for a loan. 
  • Personal loan interest rates are at their lowest. 
  • A loan amount ranging from Rs. 10,000 to Rs. 1 lakh is available. 
  • Process for applying for a loan that is transparent. 
  • There is very little paperwork. 
  • EMIs that are affordable. 
  • Repayment approach that is both feasible and simple. 
  • Choose your own personal loan term to match your needs, from 3 to 24 months. 
  • For professionals earning more than Rs. 30,000 per month, the credit limit can be increased. 

 LazyPay Personal Loan Interest Rates 

LazyPay personal loan 2021 comes at interest rates ranging from 15% to 28%, which are influenced by various factors such as your credit score, income, age, and employment. 

LazyPay Personal Loan Eligibility 

LazyPay has rolled out the eligibility requirements in compliance with the norms set forth by government agencies. These rules should be used to assess a borrower’s eligibility for a personal loan. The following are the most important features of the eligibility criteria: 

  • The minimum applicant age should be of 18 years old. 
  • He should be a citizen of India. 
  • His Know Your Customer (KYC) procedure should be completed. 
  • Either a salaried employee or a self-employed professional, he should be. 
  • His monthly salary should be at least Rs. 30,000. 
  • If he is a salaried employee, he must have worked for the current employer for at least six months. 

To get a LazyPay personal loan, you’ll need to provide documentation. 

To borrow a LazyPay personal loan, a set of documentation is required, according to the rules of the businesses. These are some of them: 

  • Application for a personal loan was completed online. 
  • Passport/ Voter ID/ Driving License/ PAN Card/ Aadhar Card – copy in support of ID proof document 
  • Passport/ Voter ID/ Driving License/ PAN Card/ Aadhar Card – copy in support of address proof document 
  • The government of India has issued a copy of the PAN card paperwork. 
  • Proof of income — the latest three months’ wage slip from the present employer. 
  • Latest 6 months bank statements. 
  • IT returns, as well as income evidence for self-employed individuals. 

 How to Make Use of the LazyPay App? 

  • On the official website, go to the download LazyPay app option. 
  • To log in, enter your phone number after downloading the program. 
  • To see if you’re eligible for a loan, enter your PAN card number.  
  • Upload your papers to finish your loan application. 
  • To get the cash, enter your bank account information. 

LazyPay Personal Loan Customer Service/Support 

You can visit LazyPay’s official website and contact customer service in one of the following ways: 

Go to the top of the page and click the ‘need assistance’ button. A new tab with various options will be displayed. To fix your problem, choose an appropriate choice. 

Here is where you may fill out the query form. 

Most Commonly Asked Questions  

  • Question: Is it safe to secure a loan through an app-based platform? 

Answer: Yes, because contemporary technology keeps the data and information exchanged on the app safe. 

  • Question: What exactly is KYC? Is this word getting too much attention in the banking and financial industry? 

Answer: Know Your Customer (KYC) is the acronym for “Know Your Customer.” Institutions verify the identity of the loan seeker using various papers such as the PAC Card, Passport, and Voter Card. The goal is to put a stop to the misuse of services. 

  • Question: I started working for a corporation a few months ago. This is my very first position. Is it possible for me to submit an application for a personal loan? 

Answer: Yes, you can submit an application for a loan. Simply complete the online application. You will be informed in a short time about your eligibility. 

  • Question: Is it feasible to compute an EMI using the LazyPay App online? 

Answer: Yes, you can figure out your EMI online or with the app. 


Lastly, as mentioned above LazyPay is one of the best personal loan apps in India 2021 and there are various reasons for the same. Some of them you got to know by reading this article. LazyPay can make your life easier as it comes with a high loan amount, low-interest rate, flexible repayment tenure, and many other benefits. You can also give a try Afinoz in order to get a LazyPay personal loan 2021.