Attractive offers of Fullerton India Personal Loan

Fullerton India offers the best personal loan rates depending on your personal and financial background, as well as your needs. In addition to the interest rate starting at 11.99%, you can borrow up to Rs. 25 lakhs from Fullerton India, with flexible repayment terms of up to 60 months. At, Fullerton India Personal Loan you can get many benefits and prepayment charges. The following is a quick rundown of current personal loan interest rates and the elements that determine them. 

Features and benefits of Fullerton India Personal Loan  

  • Quantum of Loan: At Fullerton India Personal Loan, you can borrow up to Rs. 25 lakhs. As the amount for which you are eligible depends on several factors, including your age, monthly income, existing financial obligations, and more.  
  • Flexible and attractive interest rates: Fullerton India offers personal loans at 11.99% for both salaried and self-employed individuals with a maximum limit of 36%.  
  • 100% paperless and online approval: Fullerton India Personal Loan procedure is completely paperless if you apply online. There is no heavy paperwork involved at all.  
  • Quick Disbursal: The approved loan amount will be credited into your bank account within 30 minutes of loan approval.  
  • Additional benefits for existing customers: Fullerton India customers can expect additional benefits for availing of a personal loan.  

Eligibility criteria of Fullerton India Personal Loan  

Here are certain points of Fullerton India Personal Loan eligibility criteria in the given table:  

Nature of Employment  Applicant must be a salaried employee of a public or private organization 
Minimum Income  For Salaried: 

  • Residents of Mumbai or Delhi: Rs. 25,000 per month. 
  • Residents of any other Indian City: Rs. 20,000 per month. 

For Self Employed:  

Minimum annual turnover depending on nature of industry/profession.  

  • Minimum of 21 years of age at the time of application 
  • Maximum of 65 years of age by the time of loan maturity 
Nationality  The applicant should be an Indian resident.  
Credit score  Should be 750 or above, with good credit history 
Work Experience 
  • Overall work experience: Minimum of 1 year 
  • In current organization: Minimum of 6 months 

Documents required for Fullerton India Personal Loan  

Here are some essential documents required for availing Fullerton India Personal Loan which includes:  

  • The application form has been filled out and signed. 
  • Identification proof 
  • Address proof is required. 
  • Age verification 
  • Payslips for more than the previous three months (for salaried) 
  • Statement from the bank for the previous six months 
  • Form 16 (Income Tax Returns) 
  • Financial statements/proof of income (for self-employed) 

How to apply for Fullerton India Personal Loan? 

If you are applying for Fullerton India Personal Loan, you need to follow the steps mentioned below:  

  • On the top of this page, click the “Apply Now” button. 
  • You’ll be prompted to provide your phone number and whether you’re employed full-time or part-time. 
  • Your mobile number will be verified using an OTP. 
  • This will send you to the next step, where you can input the loan amount and payback term that you desire. You will also be requested to enter personal and employment information. 

Fullerton India Personal Loan Interest Rates 2021 

In the given table you can check Fullerton India Personal Loan Interest Rate, loan repayment tenure, processing fees, and other details:  

Personal Loan Interest Rate   11.99% to 36% p.a. 
Processing Fee  Between 0% – 6% of the loan amount 
Loan Tenure  Up to 60 months 
Lowest EMI Per Lakh  `2,275 for 60 months 
Prepayment Charges  0% to 7% 

How to calculate Fullerton India Personal Loan EMI?  

Fullerton India Online personal loan can be easily used by Afinoz EMI calculator with three tabs to quickly calculate your Equated Monthly Instalment or EMI. To locate yours, simply follow the steps below: 

  • Select the loan amount you require. You have the option of selecting a sum up to Rs. 25 lakhs. 
  • After that, pick a tenure. You can choose a payback period of up to 5 years or 60 months for a personal loan. 
  • Finally, turn on the ‘Rate of Interest’.  

Here’s an example of how the EMI calculator for personal loans works. If you need an Rs. 1 lakh loan with a 3 years repayment period and a 12% annual interest rate, use the calculator to complete the following steps: 

  • Set the ‘Loan Amount’ slider to Rs. 1 lakh. 
  • Then, for ‘Loan Tenure,’ choose ‘3′ years. 
  • Finally, under the ‘Rate of Interest’ box, move the slider to 12. 
Payment Type   EMI Payable by Tenure 
2 Years  3 Years  4 Years  5 Years 
EMIs  Rs.4,707  Rs.3,321  Rs.2,633  Rs.2,224 
EMI Amount Payable  Rs.1,12,977  Rs.1,19,572  Rs.1,26,403  Rs.1,33,477 
Interest Payable   Rs.12,977  Rs.19,572  Rs.26,403  Rs.33,467 


In this article, you must have received detailed information on Fullerton India Personal Loan. For more information, you can contact the customer service representatives at 1800 103 6001 with any questions, concerns, recommendations, or feedback or at To receive the finest solution to your problem, all you have to do is contact this number for any query related to personal loan interest, personal loan EMI Calculator, and repayment tenure. These professionals are always there to guide and help you, ensuring that you receive the finest solution possible.